FAQs • Durham Economic Development, NC • CivicEngage

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What kind of information will the Kiva reviewers look for?

Kiva borrowers need to clear a few basic financial thresholds, such as debt : income ratio, as well as provide proof of their business.

Reviewers also may check to see if applicants have been endorsed by a Kiva Trustee, made a loan to another Kiva borrower, or have an online presence for their business - but these are not requirements to be eligible.

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Kiva

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1. What kind of information will the Kiva reviewers look for?

Kiva borrowers need to clear a few basic financial thresholds, such as debt : income ratio, as well as provide proof of their business.

Reviewers also may check to see if applicants have been endorsed by a Kiva Trustee, made a loan to another Kiva borrower, or have an online presence for their business - but these are not requirements to be eligible.

2. What are the eligibility requirements?

Age 18 or older
Using the loan funds for business purposes
Located in the USA
Not in active foreclosure or bankruptcy
Has social capital - a network of a few supporters willing to contribute to your private fundraising phase

3. What can Kiva funds be used for?

Kiva loans can be used for any business-related expense, including but not limited to:

Buying equipment
Upgrading your space
Hiring employees
Working capital

4. How can I be successful on the Kiva platform?

Brush up on your tech skills
Consider how your business could be impacted by a small loan
Upload a good profile picture and loan statement to your profile
Work with a Kiva Trustee team
Have a strong network of supporters
Be willing to climb the capital ladder and repay your loan on time

For more helpful advice and counseling, visit CCI's Kiva Hub page!

5. How can my institution get involved with Kiva?

Institutions can become Kiva Trustees and endorse loan campaigns of their choosing! Large organizations can even set up loan matching for the campaigns they endorse.

Trustees and lenders can also join lending teams: self-organized groups that rally around shared lending goals.

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